security

Written by  Friday, 06 March 2015 17:44
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 Security

 
A growing concern, with all of the Internet access to financial and identity information, is the theft of your good name, who you are, youidentity itself. In brief, someone could steal your credit card information and buy things with your money, ruining your credit, or they could copy your driver's license or social insurance number and then associate their face with that info, their next step could be getting bank loans or making large purchases in your name and leaving you in the lurch to clean up the mess they left. While it's impossible to completely protect your identity, there are several steps that can make it more secure, thereby making it harder to go after you than someone else who may be a much easier target.
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Many banks and institutions that have your personal information have a policy under new laws and regulations to either opt-in to allow your info to be shared with other companies, or to give you the option of opt-ing out. This data, including your name, address, age and other personal details, like buying habits, credit rating, or educational background, is often shared with 3rd party companies for marketing, targeted advertising, or can simply be resold to still other companies. Make sure you contact any institution or company, like banks, schools, etc, and request that it be kept private - the fewer companies that have access to any of your personal information, the better.
Most major accounts, specifically banks, credit card companies and public utilities like telephone or hydro services can have a password or pin number put on the account that you have to verbally relay over the phone before effecting any changes or retrieving any information - often, the phone conversation with these firms will begin with the request of that PIN and confirmation of your address before they will answer any questions whatsoever. If you haven't already, proactively call any companies with which you have an account and request a password on your account to help protect you from having unwanted information shared, or even having a service like your phone canceled by someone else without your consent.
A paper shredder is a cheap and easy investment - shred anything with any account number or personal info before throwing it away or recycling it. Many banks or institutions will accept an original bill with your name and address as a form of identification for creating a new account, so it can be as valuable to a thief as your driver's license when creating an account in your name. By shredding it, you not only stop them from being able to do this, but you can still recycle the paper to your heart's content.

 

Seyfu Mekonen

Seyfu Mekonen is a founder and administrator of ethiosafety.com. As a founder and administrator he is responsible for free and up to date safety and security informations. He can be reached: seyfu2002@yahoo.com